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  • Funeral Information

    The Funeral Rule Provides Consumer Protection

    • You have the right to choose the funeral goods and services you want (with some exceptions).

    • The funeral provider must state this right in writing on the general price list.

    • If state or local law requires you to buy any particular item, the funeral provider must disclose it on the price list, with a reference to the specific law.

    • The funeral provider may not refuse, or charge a fee, to handle a casket you bought elsewhere.

    • A funeral provider that offers cremations must make alternative containers available.

    When a loved one dies, grieving family members and friends often are confronted with dozens of decisions about the funeral - all of which must be made quickly and often under great emotional duress. What kind of funeral should it be? What funeral provider should you use? Should you bury or cremate the body, or donate it to science? What are you legally required to buy? What other arrangements should you plan? And, as callous as it may sound, how much is it all going to cost?

    Funerals rank among the most expensive purchases many consumers will ever make. A traditional funeral, including a casket and vault, costs about $6,000, although "extras" like flowers, obituary notices, acknowledgment cards or limousines can add thousands of dollars to the bottom line. Many funerals run well over $10,000. Many people feel uncomfortable comparing prices or negotiating over the details and cost of a funeral. Compounding this discomfort is the fact that some people "overspend" on a funeral or burial because they think of it as a reflection of their feelings for the deceased.

    Planning For A Funeral

    1. Shop around in advance. Compare prices from at least two funeral homes. Remember that you can supply your own casket or urn.

    2. Ask for a price list. The law requires funeral homes to give you written price lists for products and services.

    3. Resist pressure to buy goods and services you don't really want or need.

    4. Avoid emotional overspending. It's not necessary to have the fanciest casket or the most elaborate funeral to properly honor a loved one.

    5. Recognize your rights. Laws regarding funerals and burials vary from state to state. It's a smart move to know which goods or services the law requires you to purchase and which are optional.

    6. Apply the same smart shopping techniques you use for other major purchases. You can cut costs by limiting the viewing to one day or one hour before the funeral, and by dressing your loved one in a favorite outfit instead of costly burial clothing.

    7. Plan ahead. It allows you to comparison shop without time constraints, creates an opportunity for family discussion, and lifts some of the burden from your family.

    Read more about
    Funeral Information.

    Visit Our Grief Support Site:

    Contact David Matheny, Esq. for a free consultation.

    (702) 388-1229

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